RATES AS LOW AS THE FOLLOWING***:  
(EFFECTIVE May 1, 2008)

First Mortgage

Fixed Rate 2nd Mortgage

120 MONTHS

80% LTV

7.50%

120 Months

90% LTV

7.75%

120 Months

100%LTV

9.25%

120 Months

Home Equity Line of Credit - Prime Rate - Variable

80%LTV

4.75%*

revolving

90% LTV

5.25%*

revolving

100%LTV

6.25%*

revolving

Home Equity Line of Credit - INTEREST ONLY

85%LTV

8.25%*

revolving

EXAMPLES: Tempe Schools Credit Union will loan up to 80% of the value of your home and property. Payments listed below include principal and interest only. Rates subject to change without notice. Phone 480-967-9475 for current rates. 7.50% Annual Percentage Rate / 15 Year Term = 180 Monthly Payments of $12.54 per $1,000 borrowed.

HELOC's are 5 year draw, 10 year repayment period. All loans subject to credit approval. Rates subject to change, additional terms and conditions, fees and charges, may apply.

Equal Opportunity Lender. Please ask TSCU Rep. for VISA disclosure.

*** Rates shown are the credit union's lowest possible rates. Rates may be higher after underwriting criteria has been reviewed.