Accounts : Checking : Investment : Savings

Money Market Account
The TSCU Money Market Account offers you an account where you can earn high rates of return and enjoy the flexibility and accessibility of a checking account. Check our rates page for the current MMA rates!

The MMA structure is as follows:

• Interest is compounded and paid monthly.
  
• You can make up to three check withdrawals per month.
  
• You can make up to three electronic withdrawals per month
  (Tellerphone, CU@Home, Automatic Overdraft)
  
• After the third electronic or check withdrawal, there is a $7
  fee per occurrence.
  
• You must maintain a balance above $1000. There is a one time
  per month fee of $7 for falling below $1000.

Certificates
Certificates allow you to invest at a predetermined rate over a stated period of time. Competitive rates, along with security, make this a wise investment. The minimum investment is $500 and there may be a penalty for early withdrawal.

Individual Retirement Accounts (IRAs)
It's never too early to start planning for your retirement. Be financially secure in your golden years with a Tempe Schools Credit Union IRA. An IRA is a way for wage earners to save a portion of their income for retirement. This long-term investment lets you earn interest while deferring taxation. Income set aside in an IRA may also be tax deductible if you qualify. TSCU offers both IRA shares and certificates. You can transfer an existing IRA at another financial institution to TSCU without penalty.