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Loans : Home Equity



If you need extra cash, why not look to the very place that makes you feel most secure and comfortable --- Your Home!

Since you've been making your mortgage payments faithfully over the years, your home has become one of your greatest assets... and one of your best sources for financing when you need extra cash.

With a Home Equity Loan you'll enjoy a ready cash reserve that is available whenever you need it. Use as much as you want, when you want -- best of all, you pay interest only on what you borrow. Now, that's a safe, secure, and comfortable way to borrow!

So go ahead...add a deck and pool, fix that leaky roof, finance your children's education, consolidate high-interest credit cards into one low-cost bill, and much more -- you have the home advantage..you have a Home Equity Loan from Tempe Schools Credit Union!

Just take a look at what TSCU's Home Equity Loan offers you:

  • TSCU's Home Equity Loan is actually a revolving line of credit.
  • You can borrow up to 100% of your equity.
  • Up to 20 years to repay.
  • No pre-payment penalties.
Second Mortgages:
  • Fixed Rate
  • Repayment terms from 5-15 years
  • Borrow up to 100% loan to value
Home Improvement Loans:
  • Perfect for those with little or no equity!
  • Fixed Rate
  • Flexible Term (up to 60 months to repay!)
  • Borrow $2,500 to $10,000

All of these loans may be tax deductible. Check with your tax advisor for more information. Call 480-967-9475 for current rates and for more information.


Tempe Schools Credit Union will loan up to 80% of the value of your home and property. Payments listed below include principal and interest only. Rates subject to change without notice. Phone 480-967-9475 for current rates. 7.50% Annual Percentage Rate / 15 Year Term = 180 Monthly Payments of $12.54 per $1,000 borrowed.

HELOC's are 5 year draw, 10 year repayment period. All loans subject to credit approval. Rates subject to change, additional terms and conditions, fees and charges, may apply.

Equal Opportunity Lender. Please ask TSCU Rep. for VISA disclosure.


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  Your savings federally insured to at least $100,000
and backed by the full faith and credit of the United States Government.


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