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(EFFECTIVE 9/21/2010)

MONEY MARKET RATES ANNUAL
PERCENTAGE
YIELD
Minimum
Opening
Balance
Minimum Balance
To Earn
Annual Percentage Yield
Money Market
Savings
     
0.03% $1,000.00 $1,000.00
0.03% $1,000.00 $5,000.00
0.03% $1,000.00 $10,000.00
0.03% $1,000.00 $25,000.00
0.03% $1,000.00 $50,000.00
0.03% $1,000.00 $100,000.00
 

APY (ANNUAL PERCENTAGE YIELD) correct as of 9/21/2010. APY is variable (except Share & IRA Certificates) and may change monthly. Yield is calculated and credited monthly based on the Daily Balance Method. The dividend period begins on the first calendar day of the month and ends on the last day of the month. First 3 checks and transfers per month free. Fee will be assessed if balance falls below $1000 minimum. Fees could reduce earnings. Because Share Savings and Share Checking dividends are paid monthly, posted rates are anticipated rates for the month. All rates subject to change without notice.

 
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