Affordable financing for anything you need
At TSCU, we give our members a variety of lending solutions that save them time and money. Whether you need an Auto Loan, Home Equity Loan or Home Loans, our lending experts can get you the affordable financing you need with less hassle. After all, we're your credit union. And we want you to have the financing you need, at a price you can afford. No matter where you are in life, our flexible and affordable loan programs will help you achieve your goals.
A loan from Tempe Schools Credit Union features:
- Great rates - saving you money on your monthly payment
- Flexible repayment options - You pick your loan payment date!
- Variety of terms - Our loan professionals can tailor a loan solution to meet your needs.
Mortgage:
Owning a home is the American Dream. Even if you've had a bankruptcy, foreclosure, other credit issues, or perfect credit.
Let our mortgage department walk you through the steps necessary to become a homeowner or refinance your current home.
DON'T WAIT ANY LONGER, GET MORTGAGE-READY TODAY!
Call 480-967-9475 and ask to speak with one of our friendly mortgage specialists for more information on how TSCU can help you today!
If you would like to apply for a First Mortgage Loan for your home click here
The Federal Equal Credit Opportunity Act prohibits credit unions from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age, or because all or part of the applicant's income derives from any public assistance program.
Home Equity Loans:
If you need extra cash, why not look to the very place that makes you feel most secure and comfortable --- Your Home! Since you've been making your mortgage payments faithfully over the years, your home has become one of your greatest assets...and one of your best sources for financing when you need extra cash.
With a Home Equity Loan you'll enjoy a ready cash reserve that is available whenever you need it. Use as much as you want, when you want -- best of all, you pay interest only on what you borrow.
Now, that's a safe, secure, and comfortable way to borrow! So go ahead...add a deck and pool, fix that leaky roof, finance your children's education, consolidate high-interest credit cards into one low-cost bill, and much more -- you have the home advantage, you have a Home Equity Loan from TSCU!
- Just take a look at what TSCU's Home Equity Loan offers you:
- TSCU's Home Equity Loan is actually a revolving line of credit.
- You can borrow up to 80% of your loan to value.
- Up to 20 years to repay. No pre-payment penalties.
Second Mortgages:
Fixed Rate Repayment terms of 15 year amortization with a 7 year balloon payment.
No pre-payment penalties Borrow up to 80% loan to value.
All of these loans may be tax deductible. Check with your tax
advisor for more information. Call 480-967-9475 for current rates and for more information.
TSCU will loan up to 80% of the value of your home and property. Payments listed below include principal and interest only. Rates subject to change without notice. Phone 480-967-9475 for current rates. 7.50% Annual Percentage Rate / 15 Year Term = 180 Monthly Payments of $12.54 per $1,000 borrowed.
HELOC's have a 10 year draw period followed by a 10 year repayment period with minimum payments
required of the lesser of 1.25% of balance or $125 per month.
Payments may include principal and interest. HELOC loans contain a variable rate feature and the annual percentage rate may change as a result. If the annual percentage rate increases, you may make more payments and higher payments. The minimum Annual Percentage Rate for an 80% LTV loan will never be less than 4.00%. The minimum Annual Percentage Rate for a 80% LTV loan will never be less than 5.00%. Maximum loan rate will not exceed 18% APR.
Closed end second mortgage product has a maximum 15 year amortization with a 7 year balloon. However, if the loan amount is less than or equal to $30,000, then the term is reduced to 7 years, no balloon, same rates apply. All loans subject to credit approval.
Rates subject to change, additional terms and conditions, fees and charges, may apply.
Equal Opportunity Lender. Please ask TSCU Rep. for VISA disclosure.
The Federal Equal Credit Opportunity Act prohibits credit unions from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age, or because all or part of the applicant's income derives from any public assistance program.
If you would like to apply for a Heloc or Second Mortgage for your home click here Click here to apply for a Home Equity Loan |
